Why do I need an exchange service?
Exchange Service providers work directly with a great number of payment options which helps users to get main benefits from working with Perfect Money system. For example, Exchange Service providers can help Perfect Money users to load their accounts via various payment systems, credit/debit cards, money transfers, bank wires, cash and other tools.
In a similar way, you can withdraw funds into other payment systems, credit/debit cards, bank accounts, bank wires, etc. or turn them into cash.
More information on payment tools offered by exchange services can be found on the “Certified Exchange Service Partners” page under their individual profiles.
How do I protect myself from dishonest borrowers?
You can screen borrowers by looking at their reliability rating or Trust Score: the higher, the better. A lender has a right to set lower limits for Trust Score rankings for loan receivers. A lender also has a right to choose who to issue loans to or to deny applications. Please ask the borrower to disclose all information about his account and analyze the information carefully. Generally you can, and should, ask as much information as necessary to rest assured that the loan will be returned.
You can create your own list of agents to work with.