For users with a long lifetime in Perfect Money system we give medals for loyalty. The medals are the hallmark of the account showing the rating and the status of the user`s account. There are 3 types of medals - bronze, silver, and gold, corresponding to 3 different levels. The key factor in the medal award procedure is the lifetime of the account.
How do I borrow money?
To obtain a loan you need to create a loan application or to look through a list of existing loan proposals; you might find the one you like. If you fail to find an offer that meets your needs, you can create your own loan application.
To create your own application, you need to go to the “Credit Exchange” section and click “Get a loan”.
On the opened page please specify the account in which you want to receive your loan, the requested amount, the interest rate, the loan term, purpose of the loan and the comment. Once you are done, click on the “Preview” button and check all the information entered. If you are sure that everything is correct, click on "Create a new loan application" to confirm, or on the "Back" button to make any corrections.
After it is created, your application will be listed here https://perfectmoney.is/credits/deals_take.html
Perfect Money Credit Exchange is now available! 27.10.10
launch: 20th, November 2010
We are glad to introduce the brand new Perfect Money Credit Exchange, an innovative solution designed for online credit transactions. We are committed to the creation of the ideal tool for Perfect Money users to borrow and lend funds from each other conveniently and safely. Now, each and every user of the Perfect Money system has the opportunity to borrow necessary funds or to lend them to fellow users to make a profit.
The Perfect Money team has developed several user verification procedures and indicators to help lenders make educated decisions. One of the main credit rating indicators of perspective borrowers is the TS (Trust Score). TS is the rating of the corresponding account owner. To make credit deals as transparent as they can possibly be, each user may undergo a voluntary verification process that, once complete, will increase the level of trust in the account. In addition, by using ‘Public account information’ option, a user can display as much account information as they desire to other Perfect Money users. The user’s credit history, which shows all previously executed deals as well as feedback from these deals, is yet another indicator to evaluate the user’s past performance.
The Perfect Money Credit Exchange interface features an intuitive platform where users can instantly communicate with each other to discuss proposed loans, evaluate credit terms and make deals. Hundreds of thousands of Perfect Money members will be able to provide and obtain credits from each other in a matter of minutes, from the comfort of their homes. Safety, convenience, and ease of use are our vision for the Credit Exchange, and we believe that we have achieved just that. We would like to provide our customers this great service as the next step of Perfect Money payment system’s evolution.