PM Exchange Rates
Frequently Asked Questions
How do I use “Settings”?
You may use this section to make changes for the personal data in your account, to specify the information viewable by the public, to enable or disable your security options, to create subaccounts or enable notifications. You may also verify your account, add your verified websites and phone numbers. Experienced users can use this section to integrate API into their websites and to configure access by selection of IP masks.
Is there a fee for participating in the Credit Exchange?
The Credit Exchange does not charge any additional fees. A lender pays the standard 0.5% fee upon request to transfer money to a borrower. A borrower also pays the standard 0.5% fee upon request to transfer money to the lender. Please note that the fee for unverified accounts equals 1.9%.
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About Perfect Money
The pink of absolute perfection that crowns world e-commerce henceforth will be presented by an ideal financial institution - Perfect Money which aims to bring the transactions in Internet to the supreme level.
Basis for the development of Perfect Money was the experience of a group of company founders consisting of experts in banking area, certified lawyers, economists and team of programmers competent in e-finance industry at the basic dynamics level. Having analyzed the way passed by the humanity beginning from the first coined money to today's financial corporations in Internet, Perfect Money went further - we offered the world an ideal payment tool applicable in any place of our planet by any user.
Perfect Money analysts have carefully studied all the payment systems that exist in the world today as well as all the approaches to estimating costs in this economic category. Subsequently a new payment system was offered to the world which combines all the progress and best achievements of the global economists and technologists in the fields of electronic currency.
Exactly this principle was followed at creation of Perfect Money. Numerous researches have proved that we succeeded in combining of multi-level security process with the simplicity and convenience of system's use.
Once we have already looked into the future of e-commerce and saw Perfect Money there...
Absolutely anything that includes only the utmost quality of its structural parts can be named perfection. Guided by this principle we have created Perfect Money. Numerous researches have proved that we successfully managed to combine a multi-level security process with the simplicity and convenience of the system’s use.
The program toolbox of Perfect Money security system overpasses the development of all currently available modern technologies and tools for a payment system crack. As a result it brings the risks of Perfect Money users to the lowest mark. But our main achievement is that we use these technologies not to the prejudice of user's convenience. Moreover, every user of our system has a right to set security settings individually.
Immediacy and speed
Bank system in its modern interpretation is too conservative and slow, and also greatly influenced by the political situation in the world, which impacts the speed of transactions. Management control and national security programs slacken the pace of financial transactions despite the necessity to implement some new methods of business cooperation between contractors. And we understand the crucial importance of transaction immediacy so the only factor that might influence the speed of transaction processing is technical imperfection of modern communication channels and data-transmission lines.
The world practice of electronic payment systems has shown that financial control over a legal and a physical person may be complicated by the different tasks created by the system's users. As a result, at the pilot stage Perfect Money engineers aimed to offer its users the maximum functionality and simplicity of payment system’s use. Perfect Money is designed to make finance control equally convenient both for complex business structures with multi-million turnovers and for individuals using e-money for micro-payments.
Perfect Money provides financial management and customer support to ensure every user in finding the individual approach to solving his/her problems 24 hours a day, 7 days a week and 365 days a year. Our qualified specialists working in the Customer support center of Perfect Money are competent in the field of bank activity and financial transactions in Internet. The mode of the Support Center allows users to ask any question, to perform any transaction or to see the account balance at any convenient time.
The modern market conditions gave an impulse for the creation of Perfect Money as an utmost liquid system. All users of PM can easily convert their funds into other electronic currencies within the shortest terms and at reasonable rates. The established algorithm of cooperation with banks allows us to receive and to send wire transfers worldwide with the maximum possible speed and with the minimum losses for the customer.
Due to the world globalization of finances a wide range of currency in the world economy causes a lot of inconvenience for many companies which run their business in different countries. Perfect Money has solved the problem by creating a convenient and universal tool for settlements among participants of e-commerce. Our goal is to provide people with opportunity to process any transaction worldwide by using only just Perfect Money.
By establishing Perfect Money we have reached the ultimate perfection in the field of electronic finance control. But new technologies constantly set the pace for the development of electronic finance and we move in unison with them trying to be one step ahead. And once having looked into the future of e-commerce, we saw Perfect Money there...